Whether you are building business credit for the first time or ready to scale with working capital, the right funding starts with understanding your cash flow. As a Lexington Capital partner, I help business owners access capital — without the runaround.
THE PROBLEM
Most Business Owners Do Not Know Where to Start.
Maybe you have never had business credit and do not know how to build it. Maybe you have outgrown your current cash flow and need capital to keep up with growth. Maybe a single piece of equipment or a seasonal gap is standing between you and your next level. Whatever it is — there is a path. The hard part is knowing which one.
WHAT IS AVAILABLE
Funding Built for Where You Are.
Build Your Business Credit
If you are early in your journey or have never established business credit, start here. Options include startup financing up to $200K with no minimum time in business, and co-signer credit lines that build business credit without affecting personal credit utilization. No revenue required to get started.
Working Capital & Lines of Credit
For businesses that need flexible access to cash — whether for day-to-day operations, inventory, or unexpected gaps. Options include same-day funded working capital with no minimum FICO, and revolving lines of credit with no collateral needed.
Term Loans, SBA & Equipment
For larger investments — expansion, major equipment, or long-term growth. Options include SBA loans funding up to $5 million with terms up to 10 years, and equipment financing funded within 48 hours with tax write-off benefits.
HOW IT WORKS
We Start With Your Cash Flow — Not the Application.
Understand Your Business
Before any application, we look at your cash flow, your goals, and where you are in your business journey.
Match You to the Right Option
Based on your situation, we identify which funding path actually fits — building credit, working capital, or growth financing.
Make the Connection
We introduce you directly to our Lexington Capital partner contact, who guides you through a simple application process.
"This is not about getting you approved for anything. It is about getting you approved for the right thing."
REAL RESULTS
What Becomes Possible.
Building From the Ground Up
A business owner came to ACE with no established business credit and was unsure where to begin. Through our process we identified a startup financing option that required no revenue history and no minimum time in business. She is now building business credit for the first time — laying the foundation for everything that comes next.
Funding the Next Chapter
A business owner came to ACE during a cash flow assessment, working through how to manage growth without straining operations. Through our Lexington Capital partnership, she secured the working capital needed to move forward — and is now positioned to scale with confidence.
Let's Find Your Path.
Capital should move your business forward — not add to the confusion.